Board of Directors

Krista Snelling

Chairman and CEO

With more than 27 years of experience, Krista Snelling serves as our Chairman and Chief Executive Officer. Ms. Snelling is the immediate past chair of the California Bankers Association and continues to serve on its board of directors and executive committee. Ms. Snelling has been appointed to the Federal Reserve Bank of San Francisco's Community Depository Institutions Advisory Council and serves as board chair of the Monterey Bay Economic Partnership. She also serves on the Finance Committee of the Community Foundation of Santa Cruz County, and the Executive Advisory Council of the University of the Pacific Eberhardt School of Business, where she is a frequent guest lecturer. She is a member of the Cabrillo College Foundation President's Circle.

Ms. Snelling graduated from the University of the Pacific with a Bachelor of Science degree with a double major in Mathematics and Economics. She also holds a Master of Arts degree in Economics from the University of California, Davis and is a California Certified Public Accountant (inactive).

Ms. Snelling was named in American Banker Magazine's Most Powerful Women in Banking Watch List for 2024, for the second year. Additionally, Ms. Snelling and members of the Bank's executive team received American Banker Magazine's Most Powerful Women in Banking Top Teams Award for 2023. Ms. Snelling was recognized by the Silicon Valley Business Journal in 2023, making their Power 100 List, and in 2022 as a Woman of Influence. In 2020, she was named as a Sacramento Business Journal Woman Who Means Business and was awarded the Nancy Hotchkiss Woman of Impact Award by Commercial Real Estate Women, recognizing her impact on the commercial real estate industry. In 2019, she was recognized as CFO of the Year by the Sacramento Business Journal.

Wayne Doiguchi

Lead Independent Director

Mr. Doiguchi is a retired banking executive and community leader. He previously served on the boards of California Bank of Commerce and Civic Bank of Commerce. He was previously a founding board member and later Chairman and CEO of Pan Pacific Bank. Earlier in his extensive banking career, he was head of Loan Administration for Union Bank.

Mr. Doiguchi serves on the board of El Camino Hospital where he is Vice Chairman of the Executive Compensation Committee and a member of the Finance Committee. Mr. Doiguchi is a member of the Silicon Valley Japan Platform, a past appointed board member for San Jose Sports Authority and a past board member of the Japanese Chamber of Commerce of Northern California.

Judy Bornstein

Judy Bornstein is an experienced finance executive with more than 20 years in senior leadership roles across private equity, venture debt and specialty finance. She previously served as Chief Financial Officer (CFO) and Chief Compliance Officer (CCO) at Western Technology Investment, a venture debt firm with more than $6 billion in loans issued, as CFO at Generate Capital, Inc., a sustainable infrastructure investment company, and as CFO and CCO at American Infrastructure Funds, a private equity firm focused on master limited partnership-qualifying infrastructure investments.

Ms. Bornstein is the founder of C Suite Resolutions, a conflict consulting firm providing mediation, conflict and negotiation coaching, ombuds services and corporate trainings to organizations and individuals. Her background includes extensive work in SEC compliance, complex fund structures, audit oversight and risk management. She also has guided organizations through start-up, turnaround and high growth cycles.

Ms. Bornstein serves on the boards of GOLD Comedy, Inc., Congress of Neutrals and Peninsula Temple Shalom. She is a mediation panel member with the San Francisco Bar Association and an arbitration panel member with FINRA (Financial Industry Regulatory Authority). Additionally, she teaches mediation and business courses at institutions in Northern California.

John C. Burroughs

Mr. Burroughs is a retired certified financial planner and wealth manager, having served as a registered investment advisor from 2003 through 2017. He was the owner and founder of Burroughs Financial Services and Burroughs – Braley Wealth Management, based in Santa Cruz, Calif.

Mr. Burroughs has an extensive history serving his community through numerous charitable organizations including the Santa Cruz Symphony, Rotary Club of Santa Cruz, Cabrillo College, Dominican Hospital and the Santa Cruz Elks Lodge. He was Chairman of the Board of Directors of Foothill Securities, Inc. in Santa Clara, Calif., and a founder of and longtime board member for Coast Commercial Bank.

Caroline D. Chapin

Ms. Chapin is Executive Vice President of the Don Chapin Company, Inc., a General Engineering Contractor based in Salinas, Calif. Ms. Chapin serves as Chief Contract Administrator for public works and private contracts and ensures regulatory compliance with public agencies. Ms. Chapin is a registered Professional Engineer and also serves as General Manager of Landset Engineers, Inc., a Civil Engineering Firm based in Salinas.

Ms. Chapin serves on the Board of the Salinas Valley Basin Groundwater Sustainability Agency, and as Treasurer of the Don and Barbara Chapin Foundation. She is a graduate of Leadership Salinas Valley and Focus Agriculture, a program of the educational nonprofit organization Agri–Culture.

Kenneth R. Chappell

Mr. Chappell is a Certified Public Accountant and is a Partner Emeritus of the Watsonville, Calif. office of the accounting firm of Hutchinson and Bloodgood LLP. Mr. Chappell is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants. Mr. Chappell is a founder of Santa Cruz County Bank.

Craig French

Mr. French is a private investor. He previously served as President of French Resources Group, Inc., a real estate consulting company based in Santa Cruz, Calif., specializing in entitlement, development and asset management. Mr. French also served for 15 years as Managing Director of Redtree Partners LP, a Santa Cruz based real estate company.

Mr. French has over 30 years of experience in real estate entitlement, development and investment. Mr. French is active in the community and has served as a director on the boards of many local nonprofit organizations.

Kurt J. Gollnick

Kurt J. Gollnick is a veteran of the wine industry and retired Chief Operating Officer of Scheid Vineyards, Inc. after 34 years. He remains a co-owner and farmer of Rodnick Farm, a vineyard in Monterey County. Mr. Gollnick was a founding director and Chairman of the 1st Capital Bank Board of Directors.

Mr. Gollnick is a member and past Chairman of the Monterey County Agriculture Advisory Committee and is the founder and President of the Salinas Regional Sports Authority. Mr. Gollnick has also served as director and past President of the Hartnell Community College Foundation, director and past Chair of the Community Foundation for Monterey County and on the board of the Big Sur Land Trust.

Mr. Gollnick is the recipient of the 2023 Hartnell College Foundation Leadership Award and the 2017 Salinas Valley Chamber of Commerce Agriculture Leadership Award. Mr. Gollnick has also received the Ben Heller Award for Farm Worker Housing Advocacy and the National Steinbeck Center's Emerging Agricultural Leader Award.

Daniel R. Hightower, MD

Daniel R. Hightower, MD., is a Diagnostic and Interventional Radiology Specialist at Montage Health in Monterey where he currently serves as the Vice-Chairman of the Department of Medicine. Dr. Hightower is also Chairman of the Department of Medicine at Community Hospital of the Monterey Peninsula. Dr. Hightower was previously the Chief of Medical Staff, Vice-Chief of Staff and Treasurer of the Medical Staff for Community Hospital of the Monterey Peninsula, predecessor of Montage Health. Dr. Hightower has been with the organization since 1986. Dr. Hightower was a founder and Vice Chairman of the 1 st Capital Bank Board of Directors.

Dr. Hightower serves on the Board of the Montage Hospital Foundation as part of the executive committee and as Chair of the selection committee for the Physician Scholars and Clinical Volunteers program. Dr. Hightower is a former trustee and President of the Carmel Unified School District Board of Education and National Private Practice Representative for the American College of Radiology. Dr. Hightower has authored scholarly papers and gives lectures in his community on various topics.

Dr. Hightower was recognized as a Fellow by the American College of Radiology and was named Outstanding Physician of the Year by Community Hospital of the Monterey Peninsula. Dr. Hightower has also been recognized as a Hero by the American Red Cross of the Central Coast and as Outstanding Resident of the Year by the Department of Radiology, University of California, San Francisco.

James L. Weisenstein

Mr. Weisenstein is a retired Intel executive and private investor. He previously served as Chief Executive Officer at Day One Solar, Inc. and President at Graystone Consulting LLC. He was an active business consultant, executive coach, angel investor, business school instructor, board member and founder in a variety of new business ventures.

Mr. Weisenstein serves as Treasurer on the Board of the Community Foundation of Santa Cruz County and as a Senior Director of Rotary Club of Santa Cruz. He previously served as Vice President and board member of the Santa Cruz Symphony Association, and as a business counselor at Cabrillo College's Small Business Development Corp.